We have received reports of suspicious text messages from a phone number beginning with “859” regarding F&M MasterCard Debit Cards. If you receive a suspicious text message, please call 800.417.8715 for assistance.
Fraud Detection Services
Stop fraud dead in its tracks before it affects your business. Choose Positive Pay to safeguard your money from fraudulent activity. Get the peace of mind you need — sign up today.
Positive Pay
Positive Pay is our Fraud Monitoring Tool for a business that is committed to reducing exposure to fraud risk. By matching items being processed each evening, we are able to identify potentially fraudulent checks and/or ACH transactions. This early detection assists the return of unauthorized items prior to the expiration of regulatory deadlines.
- Catch fraudulent activity before the money leaves your account
- Simple process:
* Check Positive Pay – Automatically compares checks presented for payment to those in your check issued file
* ACH Positive Pay – Automatically compares the ACH transactions presented for payment to the authorized company’s on file - Sends alerts when a mismatch occurs
- You decide whether or not to approve the payment
- Timely return of money should fraud occur
- Enjoy increased peace of mind knowing your information is secure