Make it easier on yourself, your vendors, and your employees by easily moving payments electronically in and outside of your account.

• Pay vendors quickly and easily
• Process employee payroll
• Schedule cash disbursements

We offer a fast and secure suite of online services for F&M business customers.

• Includes online banking, mobile banking, remote deposit capture, and more
• Instant access to deposit, savings, and loan balance information

Let us help you keep fraud in check so you can focus on running your business.

• Catch fraudulent activity before the money leaves your account
• Positive Pay sends alerts when a mismatch occurs
• You decide whether or not to approve the payment

You need the best people to maintain your business day in and day out. Give them the incentive to stay.

• Provide great benefit to employees
• Helps retain and attract good employees
• Employer contributions are tax deductible*

Make it easier than ever for customers to pay you by receiving payments at the point of sale.

• Provide additional payment options for your customers
• Accept major credit and debit cards for increased versatility
• Boost your bottom line by making it easier for people to pay you

Your day is too busy to be constantly monitoring your transactions. Now you don’t need to worry about excess cash settling in a low-interest account.

• Keep your money working for you, automatically
• Maximize interest earnings or save on interest expense
• Full deposit balance eligible for FDIC protection

Add efficiency to your business without dedicating any additional manpower, all without having to leave your office!

• Add efficiency to your business
• Pay bills, complete ACH transactions, wire funds, and much more
• Choose from a number of affordable packages to suit your specific needs