With Loyalty Rewards Checking, you can earn the following:

Tier 1 – If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 1 qualifier, the interest rate paid on the entire balance will be 0.05% with an annual percentage yield of 0.05% .

Tier 2 – If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 2 qualifiers, the interest rate paid on the entire balance will be 0.20%  with an annual percentage yield of 0.20% .

Tier 3 – If your daily balance is $25,000.00 or less, the account is enrolled in eStatements via Online Banking, and you have met a minimum of 3 qualifiers, the interest rate paid on the entire balance will be 0.35% with an annual percentage yield of 0.35%.

Basic Tier – An interest rate of 0.01% will be paid only for that portion of your daily balance that is greater than $25,000.00. Depending on the balance in the account, the annual percentage yield for this tier will range from 0.01%, assuming a maximum account balance of $100,000.

Annual Percentage Yields accurate as of 02/01/2021. Rates may change after the account is opened. To earn interest, you must be enrolled in eStatements and meet a minimum of one qualifier during the monthly statement cycle. Minimum to open a Loyalty Rewards Checking account is $50. There is no minimum balance requirement to earn interest or receive ATM Fee refunds. If enrolled in eStatements and a minimum of one (1) qualifier is met each monthly statement cycle, Nationwide ATM fees incurred during the monthly statement cycle will be reimbursed up to $10 and deposited to the account on the next business day after the qualifiers have been met each month. A Service Fee of $5.00 will be charged each monthly statement cycle unless the account is enrolled in eStatements and a minimum of one qualifier has been met.  Qualifying transactions must post and settle to the account during the monthly statement cycle. Transactions may take one or more business days from the transaction date to post and settle to an account. A Monthly Statement Cycle runs from the day after the last business day of the month to the last business day of the following month. Fees may reduce earnings. Personal accounts only. Limit one Loyalty Rewards account per household.